Integrated Wealth Management
With our in-depth knowledge of all areas of wealth management, we take care of every aspect of your financial life. Our goal is to help you and your family simplify the wealth management process, reduce unnecessary costs, and optimize total financial resources.
Financial Planning
Financial planning is at the heart of what we do for our clients.
Our experienced staff will complete a comprehensive evaluation of your income, expenses, benefits, assets, and liabilities. Then they will work with you to develop a customized financial plan designed to help keep you financially independent in your retirement years and meet your future goals.
We not only help you plan for events like retirement, family gifting, and charitable endeavors, but we also help you evaluate, understand, and manage any risks in the process. We stress-test retirement cash flows against varied economic scenarios, inflation rates, and healthcare needs to ensure your peace of mind.
Key Planning Capabilities:
- ✓ Retirement accumulation, withdrawal sequencing & longevity protection
- ✓ Cash flow analysis, balance sheet structuring & debt optimization
- ✓ Executive compensation, deferred benefits & pension elections
- ✓ Charitable endowments, donor-advised funds & family gifting
Investment Management
Disciplined asset allocation, broad diversification, and institutional custody.
We strongly believe in the core concepts of asset allocation and portfolio diversification. We work with clients to evaluate and choose the correct mix of investments that is suitable to his or her age, risk tolerance, and future goals.
We closely monitor the markets and our clients’ investments. We regularly review investment choices with clients and make changes in order to stay current with our clients’ particular financial goals. As truly independent advisors, we work with trusted custodians to manage our clients’ investments.
Portfolio Management Highlights:
- ✓ Segregated account custody through Charles Schwab & Co.
- ✓ Continuous market monitoring & dynamic portfolio rebalancing
- ✓ Strict elimination of proprietary product sales and commission biases
- ✓ Tax-loss harvesting and intelligent asset location across taxable and retirement accounts
Tax Planning & Return Preparation
We take wealth management a step further than most advisors by actively preparing your Individual Income Tax return.
We take wealth management a step further than most advisors by not only helping you understand and take care of your tax liabilities, but by also preparing your Individual Income tax return.
As part of our service, we routinely monitor your tax situation, and we develop and implement a plan in order to help you timely take care of your tax obligations. Also, we advise clients on how to best handle unique tax situations that may arise from time to time.
With our in-house Master’s in Taxation (Widener University) credentials, your portfolio strategy and tax compliance work in unison rather than in isolation, eliminating costly surprises at tax time.
Integrated Tax Services:
- ✓ Annual federal and multi-state Individual Income Tax return preparation
- ✓ Year-round tax liability projections and estimated payment calculations
- ✓ Roth IRA conversion evaluations and multi-year bracket planning
- ✓ Tax-efficient charitable giving strategies (QCDs, donor-advised trusts)
Estate Planning
Protecting your legacy and ensuring seamless wealth transfer across generations.
Estate planning is not something you typically have to consider every year. However, when the need arises, our advisors will work with you and other licensed professionals in order to understand your intentions and help ensure that you will establish an appropriate estate plan that meets your needs.
Our advisors have a close familiarity with your assets, and they have extensive education in this area of wealth management. This knowledge will allow them to make sure all of your assets are accounted for in your estate plan, and that your estate plan is the right plan for you.
With three in-house Juris Doctor (JD) degrees across our leadership team, we bridge the gap between financial reality and legal documentation, reviewing your wills, trusts, powers of attorney, and healthcare directives alongside your portfolio titling.
Estate Coordination Services:
- ✓ Comprehensive asset accounting & beneficiary titling audit
- ✓ Generational wealth transfer strategy and family legacy governance
- ✓ Active collaboration with your qualified estate planning attorney
- ✓ Incapacity planning, durable powers of attorney & healthcare proxies
Our Structured Advisory Process
A disciplined, transparent journey designed to bring complete clarity to your financial future.
Discovery & Audit
We begin with an open, complimentary review to understand your family values, cash flow needs, investment holdings, and long-term milestones.
Integrated Strategy
We construct a unified roadmap spanning retirement cash flow, customized asset allocation, tax minimization, and legacy documentation.
Custodial Implementation
Assets are established safely with institutional custodian Charles Schwab & Co. Portfolios are deployed according to your tailored risk parameters.
Monitoring & Tax Filing
We continuously review and rebalance your investments, provide proactive guidance, and directly prepare and file your annual tax returns.
Frequently Asked Questions
Straightforward answers about our fiduciary practice, fees, and service model.
How does Crowley Wealth Management charge for its services?
Crowley Wealth Management operates strictly on a fee-based personal service business model. We do not sell financial products, earn trading commissions, or receive third-party referral kickbacks. Our advisory fee is fully transparent and directly aligned with the growth and security of your total portfolio.
Does Crowley Wealth Management actually prepare our income tax returns?
Yes. Uniquely among wealth advisory firms, we take wealth management a step further by actively preparing and filing your Individual Income Tax returns in-house. Our leadership includes a Master of Science in Taxation from Widener University, ensuring that investment decisions and tax compliance are harmonized year-round.
Where are client investment assets physically held?
Crowley Wealth Management is not a custodian. We maintain client assets with trusted institutional custodians, primarily Charles Schwab & Co. All accounts are opened in your legal name, providing independent third-party statements, online portal access, and institutional security safeguards.
What credentials do the Crowley Wealth Management advisors hold?
Our team holds premier industry credentials including the Certified Financial Planner (CFP®) designation held continuously since 1982, Chartered Financial Analyst (CFA®), three Juris Doctor (JD) law degrees, a Master’s in Taxation (MS), and an MBA in Investments from George Washington University.
How do I get started with Crowley Wealth Management?
Getting started is simple. Contact us to schedule a complimentary initial consultation either by calling (302) 994-4700 or submitting our online inquiry form. We will discuss your current financial situation, answer your questions, and evaluate whether our integrated service package is the right fit for your family.
Ready to Coordinate Your Total Financial Life?
Contact us today for a free initial consultation. We would love to introduce ourselves and discuss how our fee-based wealth management practice can serve you.